Definition of retirement version 1 – a worry-free relaxed stage of your life, when you have the time and money to indulge yourself and tick all those items on your

  A few weeks ago a couple came to my office with a stack of retirement policies. They confessed to feeling slightly incompetent that they were unable to identify any

(This article originally appeared in print in June 2015.) We all know how easy it is to not focus on those letters that come from the banks, insurance companies, investment

Mention retirement and you’ll find many people start to nod knowledgeably and talk about the 80% rule. For those unfamiliar, the thinking is that a person will need approximately 80%

I tend to think of myself as a generally positive-minded person, and hope that that is reflected in my professional capacity. However, over the past few months I have met

  Going with the premise that it’s certainly never too early, and hopefully never too late to prepare for those golden retirement years, take a moment to think about the

Unfortunately retirement planning is one of those things that just can’t be put off until you are retired and have sufficient time to address the issue! And even more unfortunately,

If you recall, last month’s article focused on the first of two of my pet financial peeves: saving for your future. In that article I addressed the widespread phenomenon of

Year-end financial planning is a highly recommended activity – so then why is it ignored by most people? Choosing the path of least resistance, it’s much easier for people to